Will Waiting to Report Car Insurance Claim VOID the Claim?

If you were truly not at fault, you shouldn't get a rate increase, especially if you file the claim with the other person's insurance company.

If it's only been a couple of weeks, you should be OK. Especially since you're only wanting to file a claim because the pain increased over time instead of getting better.

I would recommend opening a claim with the other person's insurance as soon as possible. Just explain to them that you weren't going to but you got worse instead of better. They likely won't give you a hassle over waiting a couple of weeks if you explain that. You might be worrying about nothing.

Source: http://www.insurance-forums.net/forum/auto-insurance-forum/will-waiting-report-car-insurance-claim-void-claim-t50926.html

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