Commercial Real Estate Investment Bank ... - plan mortgage refinance

Portland, OR November 16, 2004

http://www.pacificsecuritycapital.com ? Pacific Security Capital (?PSC?), a leading commercial real estate investment bank headquartered in Portland, Oregon announced today that it is expanding its commitment to the California commercial real estate market by opening a Newport Beach office. Pacific Security Capital named Peter McWilliams as Director of the Newport Beach office located at 4695 MacArthur Court, 11th Floor, Newport Beach, California, 92660.

Mr. McWilliams has been involved in commercial real estate in Western Canada and California for more than 25 years and brings a wealth of local California real estate knowledge to Pacific Security Capital. Mr. McWilliams is a graduate of the University of British Columbia, with a B.S.c. degree (Cum Laude) in Mathematics and Physics, has a graduate degree from UBC in Urban Land Economics, and is a licensed California Real Estate Broker. ?The ability to have a local physical presence in California being managed by a quality individual like Peter McWilliams is not only a win for our organization, but also for local California sponsors requiring our services,? said Mike Myatt, Executive Managing Director of Pacific Security Capital.

Pacific Security Capital will now offer the following commercial real estate services in California:

? Advisory Services;

? Bridge and Interim Financing;

? Permanent Financing for Acquisition, Renovation or Refinance;

? Small Balance Commercial Loans, and;

? Mezzanine Loans, Preferred Equity and other Structured Financing.

Through Pacific Security Capital?s national platform, the office will originate direct portfolio investments (bridge/interim loans, mezzanine debt, structured finance, and equity) as well as more traditional CMBS products. ?As a commercial real estate investment bank the ability to serve clients as both a direct lender and intermediary provides borrowers with the broadest possible array of financing alternatives, said Myatt?.

About Pacific Security Capital (PSC)

Pacific Security Capital (?PSC?) is a leading commercial real estate lender and real estate capital markets expert. Pacific Security Capital provides commercial real estate loans, construction, bridge loans, debt, equity and hybrid capital for the acquisition, development, renovation, mezzanine, and bridge financing and permanent financing of commercial real estate projects requiring more than $ 2MM in financing. Pacific Security Capital is headquartered in Portland, Oregon with other locations across the United States. More information about the company can be found at http://www.PacificSecurityCapital.com.

Contact:

Pacific Security Capital

Mike Myatt

Direct: 503-670-5415

Fax: 503-670-9400

info@pacificsecuritycapital.com

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